12/16/19 - Day 81 - Final Exam Review

Bellwork:

Open the review guide for the final exam and log in to the Kahoot!

Objectives:

• Review for the final exam

Agenda:

1. Kahoot Review
2. Questions from Review Guide
3. Period 1 - THURSDAY at 8:30am
4. Period 9 - WEDNSDAY at 10:10am

12/13/19 - Day 80 - Finals Review

Bellwork:

Review home access. Are you missing anything? All missing work is DUE TODAY

Objectives:

• Review for final exam

Agenda:

1. Consumer Ed Final Exam Review Guide
2. Missing/Late Work

12/12/19 - Day 79 - Final Exam Review Guide

Bellwork:

Review home access. Are you missing anything? All missing work is DUE tomorrow

Objectives:

• Review for final exam

Agenda:

1. Consumer Ed Final Exam Review Guide
2. Missing/Late Work

12/11/19 - Day 78 - Career Workshop

Bellwork:

Think about the things you need when looking for a job. Resume, interview attire (may vary based on your field), elevator pitch. Which do you feel you need to work on?

Objectives:

• Plan for an interview 
• Work on building a strong resume. 

Agenda:

1. Career Workshop
• Resume Prep
• LinkedIn Profile
• Interview Help
• Dressing for Success
2. Missing & Late work DUE FRIDAY

12/10/19 - Day 77 - LinkedIn

Bellwork:

Create an account on LinkedIn if you did not do so yesterday

• If you have an existing account- don't create a new one, use that one!

Objectives:

• Build a strong LinkedIn profile

Agenda:

1. LinkedIn Profile Checklist
• Use your headshot from the Professional Dress Day
• NO BATHROOM SELFIES WITH HEARTS OVER YOUR HEAD
• Example Profiles
• Mrs. Lakdawala
• Dominik Skorynko
• Yari Velazquez

12/9/19 - Day 76 - Careers & LinkedIn

Bellwork:

Grab a worksheet from from the front table. 

Class Objectives:

• Explain the importance of having a LinkedIn profile
• Identify necessary components of a strong profile

Agenda:

1. LinkedIn In High School- Is It Necessary?
2. LinkedIn Profile Checklist
• Create an account

12/6/19 - Day 75 - Insurance Quiz

Bellwork:

Open your insurance review guide from yesterday

Objectives:

• Discuss the purpose of insurance
• Define key insurance terms

Agenda:

1. Check Home Access 
• All Missing/Late work due Wednesday of next week
2. Insurance Quiz
3. Scammed

12/5/19 - Day 74 - Insurance Review

Bellwork:

Check yourself on yesterday's activity HERE

Objectives:

• Discuss the purpose of insurance
• Define key insurance terms

Agenda:

1. Auto Insurance- class discussion
2. Insurance Calculations- Let's KAHOOT again :)
3. Insurance Review Guide
• Your quiz is TOMORROW

12/4/19 - Day 73 - Auto Insurance

Bellwork:

Make a copy of this worksheet

Objectives:

• Discuss the purpose of insurance
• Define key insurance terms

Agenda:

1. Automobile Insurance
1. First, refresh your memory on the terms at the top of the worksheet
2. Next, do some online research to fill in the chart
• These slides (slides 19-27 specifically) can also help with this chart
3. Finally, determine HOW to read a policy when it is stated in a three number format as you will find UNDER the chart

12/3/19 - Day 72 - Insurance Scenarios

Bellwork:

Think back to yesterday- in general, for ALL types of insurance, what factor makes someone pay more money than someone else for insurance?

• Be ready to discuss!

Objectives:

• Discuss the purpose of insurance
• Define key insurance terms

Agenda:

1. Factors Affecting Insurance Premiums
• Think, Pair, Share
2. Insurance Scenarios (paper copy in class)

12/2/19 - Day 71 - Insurance Intro

Bellwork:

Welcome Back!! Let's play KAHOOT

Objectives:

• Update on Break! 10 days of class remaining! 
• Discuss the purpose of insurance
• Define key insurance terms

Agenda:

1. Insurance Basics
• Review your notes and look at all of the factors that affect the premium cost for the different kinds of insurance. In general, what can someone do to lower his/her insurance premiums?
2. Over Break/Goals Discussion Board

11/25/19 - Day 70 - Credit Quiz

Bellwork:

Please open your review guide - be prepared with any questions you have.

Objectives:

• Quiz for credit unit.

Agenda:

1. Review Guide - Any questions? 
2. Credit Quiz
3. Have a great thanksgiving! 

11/25/19 - Day 69 - Credit Quiz Review

Bellwork:

Ensure you have submitted all of your credit assignments.

Objectives:

• Review credit unit.

Agenda:

1. Credit Unit Review Guide
2. Credit Quiz Tomorrow

11/22/19 - Day 68 - Life or Debt

Bellwork:


Ensure you have submitted all of your work for credit.

Objectives:

• Evaluate financial decisions of others
• Learn financial management techniques

Agenda:

1. Life of Debt

11/21/19 - Day 67 - Cost of Credit

Bellwork:

Take a look at this chart - be ready to discuss

Objectives:

• Explain the affect of interest on the cost of an item

Today's Agenda:

1. True Cost of Credit
• Credit Card Minimum Payments
• Loan Calculators- Simple (use THIS ONE for the activity in class- paper copy)
• Other calculators (for your reference)
• Auto Loan Calculator
• Home Loan Calculator
• Student Loan Calculator
2. Discussion Board: Your thoughts on credit and tips for friends.

11/20/19 - Day 66 - Pick a Card

Bellwork:

Wrap-up Compare Student Credit Cards if you didn't yesterday

Objectives:

• Compare and contrast different credit card features

Today's Agenda:

1. Choosing a Credit Card
• Period 1
• Period 9

11/19/19 - Day 65 - Credit

Bellwork:

Check yourself on yesterday's assignment HERE

Class Objectives:

• Compare and contrast different credit card features

Today's Agenda:

1. Credit Cards
• Don't Buy Stuff You Can't Afford
• Compare Student Credit Cards (submit in Schoology)
• How to Choose a Student Credit Card
• Glossary of Credit Card Terms

11/18/19 - Day 64 - Credit Terms

Bellwork:

Open your Home Access. These are the grades for progress reports. You have until NOON today to submit any missing work via Schoology.

Read this article: 11 Things to Know Before Getting Your First Credit Card

Class Objectives:

• Compare and contrast different credit card features

Today's Agenda:

1. Understanding Credit Card Terms
• Glossary of Terms

11/15/19 - Day 63 - Life or Debt

Bellwork:


Please review the list of items below to ensure you have everything done for the week.

Objectives:

• Evaluate financial decisions of others
• Learn financial management techniques

Agenda:

1. Ensure you have submitted the following:
• Do They Get The Loan? 
• My Creditworthiness 
2. Life of Debt

11/14/19 - Day 62 - Your Creditworthiness

Bellwork:

I am not here today, please follow the agenda below. 

Objectives:

• Analyze personal situation for creditworthiness
• Determine specific steps that can be made to build credit

Agenda:

1. Complete the loan application chart from yesterday. 
2. Analyzing My Creditworthiness

11/13/19 - Day 61 - Creditworthiness

Bellwork:

Want to see how much your credit score can change based on different events? Play the Credit Score Game! (if that link doesn't work, follow the below instructions)

• Go to the Wall Street Journal for High School site
• In the search bar, search for "Credit Score Game"
• Scroll down to about the 7th result, posted on October 23, 2019- CREDIT SCORE GAME and BEGIN

Objectives:

• Analyze personal situation for creditworthiness
• Determine specific steps that can be made to build credit

Agenda:

1. Loan Applications- Let's Review
2. Hurting and Improving Your Credit
• Let's Kahoot It!
3. Analyzing My Creditworthiness

11/12/19 - Day 60 - Creditworthiness

Bellwork:

Open these loan applications. Ignore the questions at the bottom of each page. 

Class Objectives:

• Compare and contrast the three C's for loan applicants

Today's Agenda:

1. Notes: Creditworthiness - review the last few slides we didn't get to yesterday. 
• Sample Credit Report
2. Who Gets a Loan?
• Use the chart handed out in class from the sub to compare the 4 loan applicants from above to determine who should and should NOT get a loan
• Hold on to these- we will discuss as bellwork TOMORROW

11/11/19 - Day 59 - Identity Theft

Bellwork:

Take out your identity theft packet - turn it in if you did not already last week.

Objectives:

• Connect examples of identity theft to course content. 

Agenda:

1. Identity Theft Packet - Turn In
2. Scammed: Military Identity Theft
3. Credit Intro
1. Loaning money to a friend?
• Tables 1- Think about a friend who, if asked, you would lend $100 to in a heartbeat.  Why would you lend to this friend? Make a list of characteristics about this person relating to why you would lend the money.
• Tables 2- Think about a friend who you would never, in a million years, lend $100.  Why not? Make a list of characteristics about this person relating to why you would NOT lend the money.
2. Creditworthiness

11/8/19 - Day 58 - Identity Theft

Bellwork:

Open your packet from yesterday.

Objectives:

• Identify ways to protect yourself from identity theft

Agenda:

1. Identity Theft
• Resources
• Part 1: Pre-Test
• Part 2: How Teens Can Protect Themselves
• USA.gov- Identity Theft
• How to Protect Yourself from Identity Theft- U.S. News
• 7 Ways to Protect Yourself from Identity Theft- Bankrate
• Part 3: Friend or Foe (no online resources needed)
• Part 4: My Fraud Risk (no online resources needed)

11/7/19 - Day 57 - Identity Theft

Bellwork:

Grab an identity theft packet from the front.

Objectives:

• Identify ways to protect yourself from identity theft

Agenda:

1. Identity Theft
• Resources
• Part 1: Pre-Test
• Part 2: How Teens Can Protect Themselves
• USA.gov- Identity Theft
• How to Protect Yourself from Identity Theft- U.S. News
• 7 Ways to Protect Yourself from Identity Theft- Bankrate
• Part 3: Friend or Foe (no online resources needed)
• Part 4: My Fraud Risk (no online resources needed)

11/6/19 - Day 56 - Dress for Success Headshots

Bellwork:

Today we will spend time getting professional head shots taken. Please be respectful and responsible while you are waiting for your turn.

Objectives:

• Apply essential communication skills at a career fair (East). 

Agenda:

1. Professional Head Shots 
2. Career Fair Exploration (East)
3. Identity Theft Introduction
• Part 1: Pre-Test

11/5/19 - Day 55 - Banking Quiz

Bellwork:

Open your review guide - what questions do you have?

Objectives:

• Review banking unit.

Agenda:

1. Banking Quiz 
2. First Impressions/Dress for Success Day WEDNESDAY (Headshots Taken)

11/4/17 - Day 54 - Banking Quiz Review

Bellwork:

Ensure you have submitted all of your banking assignments.

Objectives:

• Review banking unit.

Agenda:

1. Banking Unit Review Guide
2. Banking Quiz Tomorrow
3. First Impressions/Dress for Success Day WEDNESDAY

11/1/19 - Day 53 - Life or Debt

Bellwork:


I am not here today, please follow the agenda below.

Objectives:

• Evaluate financial decisions of others
• Learn financial management techniques

Agenda:

1. Life of Debt

10/31/19 - Day 52 - Banking SImulation

Bellwork:

What kind of online services do banks offer?

Objectives:

• Simulate online banking through simulation. 
• Make decisions based on online banking transaction history.

Agenda:

1. NGPF: Online Banking Simulation
• Submit in Schoology

10/30/19 - Day 51 - Choosing a Bank

Bellwork:


Open your Picking a Financial Institution doc from yesterday. 

Objectives:

• Compare and contrast financial institutions and services

Today's Agenda:

1. Finish Picking a Financial Institution
• Submit in Schoology
2. Discussion Board - Choosing a financial institution (Schoology)

10/29/19 - Day 50 - Picking a Financial Institution

Bellwork:

Make sure you understand the classifications from yesterday's Commercial Bank vs. Credit Union Venn Diagram

Objectives:

• Compare and contrast financial institutions and services

Today's Agenda:

1. Picking a Financial Institution: Complete Part 1

10/28/19 - Day 49 - Picking a Financial Institution

Bellwork:

On a half sheet, describe the difference between Simple and Compound Interest. 

Objectives:

• Compare and contrast financial institutions and services

Today's Agenda:

1. Review Simple vs Compound Interest
2. Credit Unions vs Commercial Banks
• Do some research on Credit Unions vs Commercial Banks. With a partner, complete this drag and drop Venn Diagram
3. Picking a Financial Institution

10/25/19 - Day 48 - Interest

Bellwork:

• Complete the Banking Services- Test Your Knowledge (paper) from yesterday if you didn't already.

Objectives:

• Explain how interest works
• Identify the importance of saving early

Agenda:

1. What is interest?
• Read How Teens Become Millionaires
• Consider the following questions (be prepared to share with the class)
• Do you believe you are ready to make smart financial decisions for yourself?
• How did Ben end up with more money than Arthur?
• Have you started putting money into savings?
• Exploring Interest
• How Will My Savings Grow?

10/24/19 - Day 47 - Banking Options

Bellwork:

Are you done with your chart from yesterday?  What questions do you have?

Objectives:

• Complete online banking transactions
• Analyze the appropriate use for different banking services
• Differentiate between a bank and a credit union

Agenda:

1. Bank Accounts
• Banking Services Scenarios
• You may want to keep your chart open (from Friday)
• Test Your Knowledge (complete on paper)

10/23/19 - Day 46 - Life or Debt

Bellwork:


I am not here today, please follow the agenda below.

Objectives:

• Evaluate financial decisions of others
• Learn financial management techniques

Agenda:

1. Life of Debt

10/18/19 - Day 45 - Banking Services

Bellwork:

• What are some different things for which you/your family currently uses a bank?

Objectives:

• Investigate different accounts/services offered by banks

Agenda:

1. Banking Services

10/17/19 - Day 44 - Banking Intro

Bellwork:

Think about this question- why is it better to keep your money in a bank than anywhere else (i.e. in a shoebox under your bed, etc.)?  

Objectives:

• Explain why it is better to put money in a bank than keeping at home
• Describe the role of the FDIC

Agenda:

1. As we watch the below videos, be prepared to answer the corresponding questions!
• The Bank Run
• How do banks work?
• Your Bank Has Failed- The Role of the FDIC
• How does this relate to the question in bellwork?  Why use banks?
• What is the role of the FDIC?
• How does this relate to your role as a consumer?  What should you do with this information?

10/15/19 - Day 43 - Life or Debt

Bellwork:


Check your Home Access center. Grades are due THURSDAY for report cards and Parent/Teacher Conferences.

Objectives:

• Evaluate financial decisions of others
• Learn financial management techniques

Agenda:

1. Life of Debt

10/11/19 - Day 42 - Tax Quiz

Bellwork:

• Open your taxes review guide!

Objectives:

• Review tax information

Agenda:

1. Taxes Quiz
• Last item in Tax folder in Schoology- OPEN NOTE WITH THE REVIEW GUIDE

10/10/19 - Day 41 - Tax Simulation

Bellwork:

• Review your taxes charts- DO YOU KNOW THE PURPOSE OF EACH FORM?

Objectives:

• Explain the purpose of each tax form

Agenda:

1. Taxes Simulation
• Resources
• How to Fill Out Your 1040
2. Each group needs to turn in 1 complete packet with appropriate documents. 

10/9/19 - Day 40 - Tax Review

Bellwork:

Please open your review guide from yesterday.

Objectives:

• Explain the purpose of each tax form
• Explain to the process of filing taxes.
• Determine what taxes are used for.

Agenda:

1. Taxes Review Guide
2. Tax Simulation Tomorrow
3. TAX QUIZ FRIDAY

10/8/19 - Day 39 - Tax Review

Bellwork:

I am sorry, I am not here today. My daughter is sick. Please see the agenda below.

Objectives:

• Explain the purpose of each tax form
• Explain to the process of filing taxes.
• Determine what taxes are used for.

Agenda:

1. Taxes Review Guide
• Please email me with questions, I am available!
2. Tax Simulation Thursday
3. TAX QUIZ FRIDAY

10/7/19 - Day 38 - Form 1040

Bellwork:

Make a copy of this practice form

Objectives:

• Identify the purpose of filling out a 1040 form
• Explain the items that affect a person's tax refund

Agenda:

1. Working with 1040s
• Practice
• Assignment
2. Tax Quiz - FRIDAY

10/4/19 - Day 37 - Form W-4

Bellwork:

Recall: What is the purpose of the W-4?

Objectives:

• Identify the purpose of the Form W-4
• Explain the items that affect a person's tax refund

Agenda:

1. Slides: W-4/Withholding (slides 8-16)
2. Filling out a W-4
• Let's Practice (we'll do this together)
• Comparing W-4s (paper copy)

10/3/19 - Day 36 - Tax Forms

Bellwork:

Take out:

1. Tax Forms: The Basics
2. Tax Form Scenarios

Class Objectives:

• Locate appropriate resources for a specific purpose
• Direct learning in an effective way

Today's Agenda:

1. Review of Tax Forms
2. Tax Form Scenarios
3. Knowledge Check

10/2/19 - Day 35 - Tax Forms

Bellwork:

• Review the graphic organizer you filled out yesterday (Tax Forms: The Basics)
• If you were not here, you need to grab a worksheet from my desk, should have your name on it. 

Objectives:

• Explain the purpose of different tax forms

Agenda:

1. Tax Forms: The Basics
• Class Discussion
2. Tax Forms: A Deeper Dive