9/30/19 - Day 33 - Taxes & Pay Stubs

Bellwork:

Who knows what a "pay stub" is?  Be ready to discuss!

Objectives:

• Differentiate between gross and net pay
• Read a pay stub

Agenda:

1. What is Take Home Pay?
2. Reading Your Pay Stub
• Pay Stubs explained
• Tax Brackets & Pay Stub Practice

9/27/19 - Day 32 - Life or Debt

Bellwork:


As we watch, think about some of the budgeting categories, where are they going wrong?

Objectives:

• Evaluate financial decisions of others
• Learn financial management techniques

Agenda:

1. Life of Debt

9/26/19 - Day 31 - e-Learning Day

Bellwork:

Today is an e-Learning Day. Please see your tasks below. 

Class Objectives:

• Analyze the level of fairness in taxation

Today's Agenda:

1. Attendance will only be taken with your 2nd period teacher.
2. Discussion Board: Fairness in Taxes (can also be found in Taxes folder in Schoology)
1. Period 1 Discussion Board
2. Period 9 Discussion Board
3. Read 
4. Respond
5. Reply to 3 classmates (agree, disagree it does not matter but make sure you are ADDING to the discussion.)
3. Please email me if you need something. 

9/25/19 - Day 30 - Intro to Taxes

Bellwork:

Take a look at this list: Sales Tax by Zip Code/County

• You are looking to buy a television and want to spend the least amount of sales tax possible in the area.  The store that carries the tv you want has locations in Cook, DuPage, Kane, and Will counties.  At which store location would you purchase the tv?  Be ready to explain your answer!

Objectives:

• Differentiate between regressive and progressive taxes
• Analyze the level of fairness in taxation

Agenda:

1. Where to buy your television?
2. Pd 1 Recap on Notes (paper note sheet)
3. Pd 9 Tax Intro Notes
4. What Do You Think?

9/24/19 - Day 29 - Intro to Taxes

Bellwork:

Make a list of services you receive from the government (i.e. what don't you have to worry about getting because your town, state, or country provides for you)

Class Objectives:

• Identify the basic types of taxes an individual pays

Agenda:

1. Tax Basics
• State Taxes Interactive Map

9/23/19 - Day 28 - Check Writing

Bellwork:

Have you ever written a check? How do you know once it is cashed?

Objectives:

• Familiarize yourself with the parts of a check
• Reconcile a check register

Agenda:

1. Grab the following docs from the front:
• Blank Checks
• Transaction List (half sheet)
• Check Register
• Checking Info sheet
2. Discussion/Activity: Check Writing and Balancing 
3. If time: in an email to Mrs. L - what service are provided through the collection of taxes? 

9/20/19 - Day 27 - Budgeting Quiz

Bellwork:

Open Steve's Budget (your quiz). Begin working.

Objectives:

• Apply decision making skills to make budgeting decisions

Agenda:

1. Budget Project
• DUE END OF CLASS TODAY
• Submit in SCHOOLOGY
2. Make these changes to your column B
1. Restaurants/eating out- $50
2. Movies- he goes twice a month
3. Haircut- he goes once a month
4. Clothing- $59
5. Groceries- $420

9/19/19 - Day 26 - Budget Project

Bellwork:

• Did you finish the projected column for YOUR budget yesterday? If not, do so now!

Objectives:

• Apply decision making skills to make budgeting decisions

Agenda:

1. (EAST ONLY) Please complete each of the following surveys:
• Custom Sweatshirts
• Delicious Desserts
• Stress Relief Balls
• Fuzzy Socks
2. Budget Project
• DUE END OF CLASS TOMORROW

9/18/19 - Day 25 - Personal Budget

Bellwork:

Think about where your money comes from (income). Do you know where it all goes?

Objective:

• Decipher where your money comes from and where it goes. 

Agenda:

1. Personal Budget
• Complete Column B (Projected Monthly)
• Income 
• Expenses
• Savings
• Delete the rows that you are not using (expenses you do not have)
2. Submit Lowering Expenses in Schoology

9/17/19 - Day 24 - Revising a Budget

Bellwork:

• Take out your setting up a budget packet from yesterday. 

Objectives:

• Revise a budget based on different priorities

Today's Agenda:

1. Revising a Budget
• Where do you revise?
2. Revise Budget Busters
• Class discussion
3. Lowering Expenses

9/16/19 - Day 23 - Setting Up A Budget

Bellwork:

Grab a packet from my desk

Objectives:

• Set up a budget given a specific financial situation so that the income equation balances

Agenda:

1. Setting Up A Budget
• Class discussion- why is it important to set up a budget?
2. Budget Busters - check yourself!

9/13/19 - Day 22 - Life or Debt

Bellwork:


Think about the 50-30-20 rules we talked about yesterday. As we watch, think how this could apply.

Objectives:

• Evaluate financial decisions of others
• Learn financial management techniques

Agenda:

1. Life of Debt

9/12/19 - Day 21 - Budget Equation

Bellwork:

Objectives:

• Label the different components of a budget
• Describe the process of setting up a budget

Agenda:

1. Spending Plans
• The Budget Equation
2. Family Budget Categories
• 50-30-20 Rule
3. Budget Personality 
• Budget Tools - Which one would YOU pick? Why?

9/11/19 - Day 20 - Intro to Budgeting

Bellwork:

What is the purpose of a budget? How can they help you

Objectives:

• Differential between fixed, flexible, regular and discretionary expenses. 

Agenda:

1. Slides: Budgeting Intro 
2. Expenses Sort
3. Homework: Ask someone at home (parent, grandparent, older sibling, etc) for which categories they budget
• Do NOT ask for amounts - that can make some people uncomfortable. Just find out what expenses they have to plan for each month (i.e. rent, car payment, cable, etc)

9/10/19 - Day 19 - Smart Consumer Quiz

Bellwork:

Open to Schoology and ensure your review guide is in your Consumer Ed folder.

Objectives:

• Complete Smart Consumer Unit

Agenda:

1. Smart Consumer Quiz - Schoology
2. Spent Budgeting Simulation
• Exit Slip:
• What was the hardest decision to make? 
• What is 1 think you took away from this simulation? 

9/9/19 - Day 18 - Smart Consumer Review

Bellwork:

Open your Review Guide.

Objectives:

• Complete review guide

Agenda:

1. Smart Consumer Quiz TOMORROW - Review Guide

9/6/19 - Day 17 - Smart Consumer Review

Bellwork:

Open your peer reviewed product review (part 3) from yesterday.

Objectives:

• Use the 7 tips for writing trustworthy reviews to analyze trustworthiness. 
• Gain feedback on your review writing skills

Agenda:

1. Complaint Email Follow Up:
• Overall good tone
• Limit threatening language ("or I'll sue you")
• Always include an email subject
2. Consumer Review Discussion Board
• 3 Peer Comments
3. Smart Consumer Quiz TUESDAY - Review Guide

9/5/19 - Day 16 - Reviews

Bellwork:

Open your Evaluating & Writing Reviews doc from yesterday. 

Objectives:

• Assess the credibility and reliability of online reviews

Today's Agenda:

1. Evaluating and Writing Reviews
• Parts 2 & 3
2. Discussion Board

9/4/19 - Day 15 - Right to Be Heard

Bellwork:

1. Complete this Career Survey
2. Check out these Real Reviews. What do you think?

Objectives:

• Assess the credibility and reliability of online reviews

Today's Agenda:

1. Article: 7 Tips for Writing Good Online Reviews
2. Evaluating and Writing Reviews

9/3/19 - Day 14 - Right to Redress

Bellwork:

You were out shopping this weekend. You pick up a shirt from a store and get home to realize there is a slit in the sleeve. It is so big you cannot wear the shirt without noticing. You decide you need to get your money back or a new shirt. What do you do first?

Objectives:

• Investigate different refund policies
• Compose a properly formatted email

Today's Agenda:

1. Janet Jackson concert situation
• Ticketmaster refund policies
• Allstate Arena refund policies
2. The Complain Process
3. Write a Complaint Email